The MGA operating system.
The full Managing General Agency stack: advisor onboarding, carrier appointments, AI compliance scoring, suitability interviews, commission matching, and a branded portal for each insurer. Built to keep you ready for FSRA, AMF, and provincial regulators.
What it does
The MGA module is the operating layer for a regulated insurance distribution business. It replaces 5-15 back-office roles with structured workflows + human override on every judgment call.
Advisor onboarding
Public application form, KYC + E&O verification, license + RIBO check, 30-day curriculum, principal signoff. End-to-end.
Carrier appointments
23 Canadian carriers pre-modeled (life, P&C, specialty, digital-direct). Appointment lifecycle tracked from application to active.
AI compliance engine
Every application pre-screened against KYC, suitability, disclosure, and replacement rules. Human reviewer focuses on judgment, not box-ticking.
Suitability interview AI
Conversational suitability interview captures the regulator-required record. Generates structured documentation per session.
Commission matching
Carrier statements matched against what you're owed. Gaps flagged, disputes tracked, and your monthly close done in hours, not days.
A branded portal for each insurer
Each carrier partner gets a branded portal with real-time production data, advisor performance, compliance posture, and commission summary.
Who buys this
The MGA module is for principals running a Canadian Managing General Agency. Single-principal MGAs that want operating discipline without back-office headcount. Multi-province MGAs that need consistent compliance posture.
Founder running the whole shop
You can't hire a 10-person back office. The MGA module runs the operating discipline at that quality level.
Operating in 2+ provinces
Per-province compliance variations handled by the engine. Regulator-ready audit trail every time.
Just received MGA license
30-day onboarding curriculum + carrier appointment pipeline + compliance scaffold ready on day one.
How it works
From advisor application to commission deposit, the MGA module runs the full workflow. Compliance officers, supervisors, and the principal each get their role-appropriate view.
Advisor applies
Public form captures licensing + carrier preferences + product lines. Lands in the principal's review queue.
Verify + onboard
E&O verification, KYC, license check, 30-day curriculum. Compliance score computed from the data collected.
Place business
Application builder + final review + carrier submission. Suitability interview locked in. Commission expectation recorded.
Reconcile + report
Carrier statements match expected commissions. Monthly reports to advisors, the principal, and carriers through their branded portals.
Pricing
Talk to me
- Advisor onboarding + 30-day curriculum
- 23 Canadian carriers pre-modeled
- AI compliance engine (KYC + suitability + replacement)
- Suitability interview AI + structured documentation
- Commission matching and dispute tracking
- A branded portal for each insurer partner
- Production reports (monthly, quarterly business review)
Setup-included pilot for new MGAs. Standalone or as part of the full Crystallux platform.
See the MGA stack on a real advisor flow.
20-minute call. I walk an advisor application end-to-end with you. You see compliance scoring + carrier submission + suitability interview in real time.
Book a demo